Product Manager

Location Chester
Discipline: Agriculture
Job type: Permanent
Salary: ££40000 - £55000 per annum
Contact name: Ollie O'Driscoll

Contact email: Ollie@agriFJ.co.uk
Job ref: 15254 OO_1637332649
Published: 13 days ago

Job Title: Product Manager

Location: Chester

The Company:

Our Client were founded by the agricultural industry to provide bespoke financial products for farmers, agricultural businesses and everyone who loves the British countryside.

Role Purpose

  • Product Ownership for lending products ensuring they remain fit for purpose and deliver fair and sustainable outcomes.
  • Assist Head of Banking to enforce and run the Product Governance Structure.
  • This role has the potential to develop quickly into a Line Management role with responsibility for the Product Governance team.

Key Responsibilities

Product Management

  • Owner of lending product lines currently comprising of Credit, Loans, Flexi Credit. Additional lending products may be added to this suite.
  • Responsible for establishing ongoing oversight and management information over the performance of products to ensure they meet the requirements of the bank and deliver fair and sustainable outcomes.
  • Escalation to the Product Governance Committee of any issues/opportunities in relation to the products managed.
  • Undertake Annual Review of the product.
  • Active involvement in the development of new product, in some cases taking the lead role bringing these products to market through the Product Governance framework.
  • Ownership of specific actions as directed by Product Governance Committee, Head of Banking, or Conduct and Operational Risk Committee, these will include Risk Events and Post Implementation Reviews.
  • This role will require a wide engagement with other departments including Operations Relationship Team, Credit, Risk, Finance, Marketing, and IT.
  • Act as a subject matter expert on lending product related discussions/developments including advising on company policies, practices, processes, and systems to improve customer outcomes as required.
  • Ownership/support for the development and delivery of product variants.

Product Governance

  • Assist in the preparation of the Product Governance Committee papers and agenda.
  • Sit as a member of the Product Governance Committee, deputising for the Head of Banking as required.
  • Ensure that minutes and actions are issued within 3 working days of the Product Governance Committee meetings.
  • Assist more junior members of the team in meeting their responsibilities.

Skills/experience

Essential

  • Educated to degree level, or equivalent.
  • At least 5 years financial services experience, ideally in banking
  • Self-starter, with attention to detail, able to manage a varied and heavy workload in a fast-growing environment
  • Experience of Product Ownership and development and understanding of regulatory expectations for lending products.
  • Strong networking and influencing skills.
  • Ability to operate in a matrix environment
  • Excellent written and oral communication skills

Desirable

  • Experience of Customer Relationship Management
  • Knowledge of Agricultural Sector in the UK
  • Project management skills/experience
  • Experience of managing a team

Salary

£40,000 - £55,000 dependant on experience